Agents
TAS works with qualified retail agents and we are always interested in partnering with new agencies with a strong trucking background and experienced trucking producers. TAS handles all aspects of marketing, billing, collection and on-going service for the owner-operators reducing the administrative requirements on your staff. We will assist you in presenting proposals to current and prospective clients and work with you to address the needs of your clients.
We bring you and the client the benefit of our experience as owner-operator specialists. Because we focus solely on the owner-operators, we can truly function as your partners, not competitors and create winning solutions for everyone.
If you are interested in working with us, contact
marketing@tasinsurance.com or call 816.554.8162 and ask for a copy of our Agency Agreement.
We will also need:
• Copies of the applicable agency and producer licenses
• Copy of your E&O coverage with minimum limits of $3 million per claim.
If you have active accounts you can send us a submission now while we evaluate this information. (
Information Needed)
Occupational Accident Coverage
We offer Occupational Accident plans for owner-operators or drivers who are not required by law to purchase Workers’ Compensation coverage. Occupational Accident coverage protects drivers following a work-related injury. Coverage includes accidental medical expenses, temporary total disability, permanent total or continuous disability (Must qualify for and benefits are offset by Social Security disability benefits), accidental death and dismemberment, and non-occupational benefits. This is not Workers’ Compensation or Health insurance. Check with motor carrier’s corporate Workers’ Compensation carrier to ensure coverage meets audit specifications.
Contingent Liability
Insures the motor carrier for their obligations for benefits under Workers’ Compensation and Employer’s Liability should a court of competent jurisdiction rule that an owner-operator or contract driver is an employee of the insured motor carrier. Available to motor carriers with Occupational Accident coverage and at least ten (10) or more owner-operators. This coverage may be limited or unavailable in certain states. Motor carriers should check with their corporate Workers’ Compensation insurance carrier, as Occupational Accident with Contingent Liability may not be acceptable in all situations.
Passenger Accident
Provides protection for injuries sustained in accidents for eligible passengers whose names are on file with the motor carrier. Co-drivers, helpers, and employees of the owner-operator and/or motor carrier are excluded, as well as hitchhikers, stranded motorists, and passengers under five (5) years of age. Annual and monthly plans available.
Physical Damage
Physical damage is protection for the insured's vehicle for damage or loss resulting from a collision or specified peril.
Coverage limit is the greater of the outstanding financial obligation under a finance agreement (policy conditions must be met) or the lower of the stated value or actual cash value.
Rating is applied per $100 of the stated amount value. Choose from various deductibles.
Optional coverages available for an additional monthly premium include:
Downtime/Rental Reimbursement
Personal Effects/ Electronic Equipment
Aggregate Deductible
Diminishing Deductible
Tarps, Chains & Binders
Deductible Buy Back
* Must meet our standard driver criteria.
Non-Trucking Liability
Non-trucking liability insures the liability of the owner-operator resulting from operations of the insured truck for personal use and convenience, outside the scope of the motor carrier's direction and control for no economic benefit to the owner-operator or motor carrier.
Non-Trucking Liability is neither "Bobtail Liability" nor "Unladen Liability" coverage.
Workers' Compensation for Fleet Owners
Insures the owner-operator for his/her statutory obligation to provide Workers’ Compensation and Employer’s Liability coverage for employees of the owner-operator for work related injuries. Coverage, benefits and rates vary by state. This does not cover the owner-operator or anyone who is an employee of the motor carrier. State minimums apply.