TAS will work with you to provide the necessary coverage for your owner-operator/independent contractor program. TAS understands the importance of owner-operators to your operation and the special issues related to the status of owner-operators as independent contractors.

TAS works with motor carriers who have DOT authority and lease equipment and drivers from owner-operators. TAS will work with your broker to set up a program that meets your needs.

We provide the following coverage for owner-operators that are typically required under terms of the Permanent Lease Agreement between the motor carrier and the independent contractor:

Occupational Accident

Physical Damage
Non-Trucking Liability
Passenger Accident Liability

Workers' Compensation for Fleet Owners

Contingent Liability


TAS can bill the motor carrier for all covered owner-operators via settlement deduction or bill the owner-operators directly.

TAS will also work with your primary insurance broker to explain all coverage options.